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November 2023

November Issue Cover

State & Local Partnerships

How NJHMFA is working with municipalities to create affordable housing opportunities


Producing affordable housing in New Jersey is a team effort, requiring collaboration among nonprofits, private stakeholders, and all levels of government, including municipalities, to fulfill our shared constitutional obligations under the Mount Laurel doctrine. As our local partners are aware, building affordable housing is challenging under the best of circumstances, and can be nearly impossible unless external subsidy assistance can be made available to ensure that construction is financially viable. State & Local Partnerships How NJHMFA is working with municipalities to create affordable housing opportunities Melanie R. Walter, Executive Director, New Jersey Housing and Mortgage Finance Agency (NJHMFA) 

The Murphy Administration has been hard at work assembling resources for municipalities seeking to build affordable housing, and the New Jersey Housing and Mortgage Finance Agency (NJHMFA) is making those funds available through a range of innovative programs

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Featured Article
Sayreville aerial view

Leading Locally

The future of housing in New Jersey


Local officials are on the frontlines of housing development, shaping what kind of housing gets built, where it can be constructed, and the local roads and sidewalks residents use to get from their homes to everywhere else. Municipalities have the authority to adopt land use plans, set zoning codes, and create redevelopment areas and parking maximums that facilitate high quality places. Municipalities and counties have the transportation teams to design, pave, and maintain the streets and sidewalks that create the character of a community and determine if it is welcoming and safe for all users.


But the external challenges facing local leaders have become more complicated and more intense. The COVID-19 pandemic and climate change have particularly exacerbated the pressing issues of escalating housing costs, pedestrian safety, displacement of lower-income people, empty office space, and flooding, to name a few. First demand and inflation drove up housing prices, and now high interest rates have made mortgage financing increasingly difficult.

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In Each Issue
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Conference Preview


Make Your Plans: The 108th Annual League Conference fosters an environment to help Build Your Future with sessions covering the hottest topics for municipal officials. In this Conference preview, you will find about some of the programs and events that we believe will make this year’s conference one of the best!


To access the Conference Preview, visit page 91 (with subscription).

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About NJ Municipalities

NJ Municipalities serves as a forum for the exchange of ideas and information on municipal affairs, new initiatives and changing legislation for public officials in New Jersey. This magazine has been a news source for local government organizations for over 100 years and is available in print and digital format. Published monthly, with the exception of July, August and September.


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Do you work with the local government in NJ? Print advertising is an excellent opportunity to reach busy professionals and place your message directly into the hands of local government officials. Issues are available in both print and digital formats. Visit the League website for advertising information, or Email Tasneem Kapadia, Advertising Manager.


Editorial Inquiries 

NJ Municipalities welcomes member articles, information and op-eds. Visit the League website for information on submitting an editorial, or Email Amy Spiezio, Managing Editor.

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